My wife, Vince, recently shared some very big news regarding our family. WE PAID OFF OUR HOUSE THIS WEEK! After nearly 15 years in this home, our first home, we made our final mortgage payment this very week.
Pulling into my driveway this week has been more satisfying than my normal “home again, home again, jiggity jog” elation that arises once I have completed a full day of living outside my home and in my community. I am thankful and grateful that my wife and I have accomplished this milestone together. I am thankful for our gracious God who led us here (yes, He led us to this property one seemingly random day as we drove, nearly lost, in Mecklenburg County) and, after almost 15 years in this structure…serving God, living for God, believing in and holding to God…a lot of life has happened. Marital strife, financial roller coasters, family drama, love, birthday parties, Christmases, tears, fights; you name it…this house has seen it. When a man loves a woman, and they work at becoming ONE…well, it’s a force of nature and an act of God. Marriage is not about my sexual attraction to or emotional enjoyment of Vince. Those things are simply what sparked the intrigue of the concept. And here we are, 20 years later, going strong and paying off our house.

But despite the really cool feeling of knowing that I don’t have a mortgage payment to make anymore, instead of wondering, “what’s next?”, I remember and savor the following experience.
Shortly after moving into our new home on Branthurst Drive; the structure, the door frame, the occupants were prayed over and anointed by Dr. MA Thomas. He was a great missionary, visionary humanitarian, and the inspirational founder of Hope Givers.
I considered it a distinct privilege to have Dr. MA Thomas in my home and praying because he had left a memorable imprint on my life a few years prior to this moment when he had stayed with Vince and I in our Cornelius apartment for a weekend while visiting North Carolina. I remember having to almost fight for the right to host him because there was another family at my church (a wildly financially successful family) that wished to host him, as well. Their position on the matter was, “We cannot host this great man of God in an apartment when he can stay in our lakeside home.” In my immaturity, I despised the comparison and the desire to have Dr. MA Thomas in my home became more of a competition than an offer of hospitality.
In God’s sovereignty, not through my efforts (as I thought then), Dr. MA Thomas stayed with Vince and me and that visit was instrumental in shaping my growing faith. While with us, he would spend 2 to 3 hours per morning in our guest room…praying. He would be on the floor, facedown, seeking God and praying. I thought, “how in the world does he have that much time or that much stuff to pray?”
Fast forward to the prayer over our present home; I remember that as he was praying and anointing our home with oil, he authoritatively asked God that our home be set apart and that, by His power, it be found useful and effective in the ministry and mission work of God.
Back to his stay in our apartment:
During his stay with us in our apartment, I had asked Dr. Thomas about my observations regarding his prayer life and the time that he spent praying and meditating. He said, “Allow me to start with an observation of my own.” (People from India and England always sound so poetic and wise…I feel like a bumpkin when talking with most of them) He shared that, on his visits to the US, he was always struck by American’homeownerships appetite for and relationship with their houses, yards, wealth. He said that he did not understand why they could not see how much time that their houses and their possessions required of them. When staying with gracious hosts, he would note how much time was spent by his hosts in maintaining yards, maintaining cars, keeping rooms cleaned, picked up, dusted, organized, etc. From his observations, he sensed that one would never reach a place of inner contentment because they would always be seeking more to own which would result in more to do.
I have never forgotten that conversation. I have never forgotten the vision of him praying in my apartment for what seemed like an excruciating amount of time. I have never forgotten his mighty request of God regarding my home and my family. It was as if I was living the Mary and Martha story of Scripture.
So when I pull into my driveway of my fully paid for home, I remember that it is set apart. And though Bank of America no longer owns it with Vince and me, we do not own it either.
It has been a place where much ministry and mission has been accomplished and birthed.
In closing, I must add that my wife, who is a financial genius, has managed our finances well. She is the closest thing to a Proverbs 31 I will ever know and see. She gave up her culture, her family, her “identity”, to become Mrs. Lanier. You’ve done good, baby. You’ve done real good.

So now we are mortgage free and I know that, in part, it is because God honored Dr. MA Thomas’ prayer that day. But I also know this: In the eyes of Heaven, I am not entirely debt free. No, I owe Him. All to Him; I owe everything. So, as for me and my house…we will continue to serve the LORD.